clrmehppygrl's Diaryland Diary ----------------------------------------------------------------------------------------- Savings Account Enthusiasm The resume I sent to Orlando apparently was good enough to garnish an interview for the job. Customer service over the phone for some kind of product I know nothing about. And as much as I would love to take that job, I sat back, and I thought about it very carefully. We would be moving somewhere with absolutely, positively no cushion as far as finances go. As of today, though, we have officially caught up on all of our bills, including daycare, which has been a week behind for months now. I had no idea how good it felt to go and shuffle money around town to get things done. We've also, as of today, opened a real life savings account. I've never really had one that had the true purpose of saving money in it. But now I do. I found a little local bank, only 3 branches total, and discovered a fabulous little thing. They opened the account for me for half the money any other bank would, and gives .25% APY higher than any national bank that I found. Yay yay yay! I plan on, pretty much, putting that money away and forgetting about it. I'm hoping, in a year, with saving all this money, we'll be able to buy a townhouse or condo or something of the sort around here. By then I should have a job closer to home, and hopefully the housing prices will go down a little bit. Right now we're putting away 10% of each paycheck that comes in. And if we get some incredible windfall of money (haha, yea, I had to laugh at that one too) I want to try to put away half of it at least. This is a plan. I have almost never actually had a plan in my lifetime. Right now, hubby and I are making twice the amount of money that we were making when we had our own aparment almost 3 years ago. But that was pre-child and pre-the-price-of-everything-skyrocketing. Apartments are about $200/month more around here than were back then. And we have daycare to pay for etc, etc, etc. I'm really excited about this. I feel little less trapped, a little less hopeless right now. It's nice to have a little bit of money sided for the future. 11:27 am - 2005-06-03 ----------------------------------------------------------------------------------------- |
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